For EU/EEA nationals

If you can stay health insured in another EU/EEA country, it should be possible to use your insurance in Austria with to the European Health Insurance Card (EHIC). If not, you can also conclude an Austrian health insurance with Österreichische Gesundheitskasse (ÖGK), see option 1 below. ISEP exchange students must take out health insurance with national social security ÖGK as well.

For non-EU/EEA nationals

• Exchange students for 1 semester: you should have a suitable insurance for your visa already.
   
• Exchange students for 1+ semesters & degree-seeking students: you must take out an insurance that complies with the residence permit regulations, see below.

Requirements

You can take out an insurance for students at Österreichische Gesundheitskasse (ÖGK) www.gesundheitskasse.at if you fulfill the insurance requirements. These are:

• no compulsory insurance in Austria or another EU/EEA country
• habitual residence in Austria
• enrolled as degree-seeking student ("ordentliches Studium") OR enrolled to participate in the VGUH Graz OR enrolled as exchange student
• you do not earn more than 10.000€ per calendar year^*

We also recommmend to actively contact the insurance provider how to proceed in case of medical emergencies or illnesses and how to pay for treatments.

^{*This does not apply to exchange students.}

Several providers have products for students that can also be obtained online, e.g. www.feelsafe.at or www.care-concept.at. Numerous other insurance providers, such as Wiener Städtische, Alllianz, Uniqa to name only a few, have suitable policies as well. However, not all policies cover all risks, which is necessary for the Austrian residence permit. You should ensure that the insurance can be accepted for the residence permit before concluding it.

We also recommmend to actively contact your private insurance provider how to proceed in case of medical emergencies or illnesses and how to pay for treatments.